BUYER'S AGENT!

TRANS-NATIONAL RELOCATION  CERTIFIED

"My Deals Rock"

* Trilingual English, Italian, Spanish

 * Specialist In Residential, Income and Vacation Property

* Experienced Property Manager Residential /Commercial

 * Veteran of the United States Air Force

* Member of the National Association of Realtors

* Member California Association of Realtors

* Member East Bay Association of Realty

Service Area Includes:  Alameda County, Santa Clara County,  Merced County, San Benito County, Stanislaus County AND NOW FABULOUS TUSCANY ITALY!!!

LOST DEALS EQUAL WASTED TIME AND MONEY!

Have you just spent months waiting on a short sale to close, only to find out that your deal is dead. As a Buyer's Agent, that is just not acceptable to me! Most often dead deals are avoidable. By keeping my Buyer's updated and informed, I make every possible effort to eliminate the element of surprise and disappointment when dealing in distressed real estate transactions. Admittedly, there are some potential elements beyond anyone’s control but I truly practice the creed of an ounce of prevention is worth a pound of cure.

IS THE LISTING AGENT  LOOKING OUT FOR YOUR BEST INTERESTS?

As a Buyer's Agent at ReMax Active Realty, my assistance to Buyers is FREE OF CHARGE. I am paid by the Seller or the Seller's Bank and only after we close. My personalized Buyer only representation includes the latest updates in technology and is provided at no cost to you the Buyer. 

Throughout the span of my 15 year real estate career, I have had the pleasure of working with many unforgettable people. Because real estate referrals are what keeps Agents thriving in difficult times, I am very proud to say that I have a long list of testimonials to on my behalf. Check out my Testimonials page. Let's get together and talk about your home buying plans in the East Bay area. Please feel free to call me 7 days a week on my cell phone (510-996-8999) or send me an e-mail @ Brucerockscali@gmail.com, we'll setup a time that is easy and convenient for you to meet. If you're not ready to meet in person, please tour through my website. I'm sure you'll find the resources such as free loan prequalification useful and helpful. Enjoy!








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TODAYS RATES AND REAL ESTAE NEWS:
 
MBS RECAP: 2/3/2012
2/3/2012 3:21 PM

Posted To: MBS Commentary

MBS Live : MBS RECAP Open MBS Live Dashboard FNMA 3.5 103-24 : -0-10 FNMA 4.0 105-17 : -0-09 FNMA 4.5 106-26 : -0-04 FNMA 5.0 108-01 : -0-02 GNMA 3.5 105-02 : -0-11 GNMA 4.0 107-24 : -0-07 GNMA 4.5 109-03 : -0-05 GNMA 5.0 110-27 : -0-03 FHLMC 3.5 103-16 : -0-09 FHLMC 4.0 105-06 : -...Read More
 
MERS, Banks Sued by New York State; MERSCORP Responds
2/3/2012 2:44 PM

Posted To: MND NewsWire

Three major banks and Virginia-based MERSCORP, Inc. and its subsidiary Mortgage Electronic Registrations Systems ( MERS ) were sued Friday by the state of New York. The suit, filed by the state's Attorney General Eric T. Schneiderman , charges that the creation and use of a privately national elect...Read More
 
Mortgage Rates Higher Following Employment Report
2/3/2012 2:01 PM

Posted To: Mortgage Rate Watch

The monthly Employment Situation Report was released at 8:30am this morning, with much better-than-expected results. Stocks rallied sharply and most every interest rate in fixed-income markets moved higher. The economic optimism created by this sort of data tends to increase demand...Read More
 
Geithner Outlines Accomplishments, Future of Financial Reform
2/3/2012 1:45 PM

Posted To: MND NewsWire

Treasury Secretary Timothy Geithner told the Financial Stability Oversight Council that the financial system is getting stronger and safer and that much of the excess risk-taking and careless financial practices that caused so much damage has been forced out. However, he said, "These gains will ero...Read More
 
HOPE NOW Conference Focused on Military Families, Mediation
2/3/2012 1:40 PM

Posted To: MND NewsWire

HOPE NOW, the voluntary private sector alliance of mortgage industry stakeholders, recently concluded a two day conference in Washington which focused on assistance to military homeowners and foreclosure mediation. One group of servicers, investors, and housing counselors met with regulators, inves...Read More
 
MBS Down, But Not Out Following Strong Jobs Report
2/3/2012 1:09 PM

Posted To: MBS Commentary

There is plenty of play-by-play on the post-NFP sell-off in the MBS Recap . If you haven't seen those updates already, that's a good place to start, and in terms of where MBS are and what they're doing, there's not much more to say. So we'll focus instead on the longer term implica...Read More
 
MBS MID-DAY: Mostly Sideways After NFP-Inspired Losses
2/3/2012 10:21 AM

Posted To: MBS Commentary

MBS Live : MBS MID-DAY Open MBS Live Dashboard FNMA 3.5 103-23 : -0-11 FNMA 4.0 105-20 : -0-06 FNMA 4.5 106-26 : -0-04 FNMA 5.0 108-01 : -0-01 GNMA 3.5 105-03 : -0-10 GNMA 4.0 107-25 : -0-06 GNMA 4.5 109-05 : -0-03 GNMA 5.0 110-29 : -0-01 FHLMC 3.5 103-16 : -0-09 FHLMC 4.0 105-09 :...Read More
 
PHH Restructuring; MBA Classes; Servicing Comp Change Bearing Away; Harsher Fraud Penalties Coming?
2/3/2012 9:34 AM

Posted To: Pipeline Press

The e-mail wires here in Miami have been burning up with...e-mails. PHH clients received a note from Norm Fitzgerald , explaining the recent restructuring. "I am writing to let you know we recently decided to reallocate resources from our Correspondent Lending channe...Read More
 
Calculating Current Coupon in a Record Low Rate Environment
2/3/2012 8:18 AM

Posted To: Secondary Markets

The recent drop in rates has created some interesting situations in the market, especially for lenders.   First of all, I'm not aware of any consensus on how to calculate...Read More

 
Day Ahead: All Eyes On Employment Situation Report
2/3/2012 7:00 AM

Posted To: MBS Commentary

First Friday of the month and time, once again, for The Employment Situation Report, or more specifically, the Non-Farm Payrolls headline. Both Manufacturing and Private payrolls are expected to have fallen somewhat from last month's report with the 200k headline falling to 150k. W...Read More





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