BUYER'S AGENT!

TRANS-NATIONAL RELOCATION  CERTIFIED

"My Deals Rock"

* Trilingual English, Italian, Spanish

 * Specialist In Residential, Income and Vacation Property

* Experienced Property Manager Residential /Commercial

 * Veteran of the United States Air Force

* Member of the National Association of Realtors

* Member California Association of Realtors

* Member East Bay Association of Realty

Service Area Includes:  Alameda County, Santa Clara County,  Merced County, San Benito County, Stanislaus County AND NOW FABULOUS TUSCANY ITALY!!!

LOST DEALS EQUAL WASTED TIME AND MONEY!

Have you just spent months waiting on a short sale to close, only to find out that your deal is dead. As a Buyer's Agent, that is just not acceptable to me! Most often dead deals are avoidable. By keeping my Buyer's updated and informed, I make every possible effort to eliminate the element of surprise and disappointment when dealing in distressed real estate transactions. Admittedly, there are some potential elements beyond anyone’s control but I truly practice the creed of an ounce of prevention is worth a pound of cure.

IS THE LISTING AGENT  LOOKING OUT FOR YOUR BEST INTERESTS?

As a Buyer's Agent at ReMax Active Realty, my assistance to Buyers is FREE OF CHARGE. I am paid by the Seller or the Seller's Bank and only after we close. My personalized Buyer only representation includes the latest updates in technology and is provided at no cost to you the Buyer. 

Throughout the span of my 15 year real estate career, I have had the pleasure of working with many unforgettable people. Because real estate referrals are what keeps Agents thriving in difficult times, I am very proud to say that I have a long list of testimonials to on my behalf. Check out my Testimonials page. Let's get together and talk about your home buying plans in the East Bay area. Please feel free to call me 7 days a week on my cell phone (510-996-8999) or send me an e-mail @ Brucerockscali@gmail.com, we'll setup a time that is easy and convenient for you to meet. If you're not ready to meet in person, please tour through my website. I'm sure you'll find the resources such as free loan prequalification useful and helpful. Enjoy!








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TODAYS RATES AND REAL ESTAE NEWS:
 
Judicial States Continue to Skew Foreclosure Statistics
5/16/2012 3:18 PM

Posted To: MND NewsWire

There were substantial improvements in delinquency rates during the first quarter of 2012 according to the National Delinquency Survey for the period released this morning by the Mortgage Bankers Association. At a conference call for media accompanying the release, Jay Brinkmann, MBA's Chief Econom...Read More
 
MBS RECAP: Another Logical Day Of Record Highs
5/16/2012 3:11 PM

Posted To: MBS Commentary

MBS Live : MBS Afternoon Market Summary We characterized yesterday as "logical and well contained" with the benefit of some hindsight. While today's session wasn't "well contained," it was rather logical in that it went where you'd expect it to go given the events. Merkel surprisin...Read More
 
Mortgage Rates Steady At All-Time Lows Thanks To Europe And The Fed
5/16/2012 2:21 PM

Posted To: Mortgage Rate Watch

Mortgage Rates are steady to slightly improved today following as Europe's fiscal woes continue providing downward pressure on US interest rates. The forces at work keeping rates low were joined today by "minutes" from the most recent FOMC meeting. All told, several notable lenders...Read More
 
Concerns Grow Over Freddie/Fannie Price Dislocations
5/16/2012 1:15 PM

Posted To: Secondary Markets

One of the themes discussed at the MBA’s recent conference in New York was the idea of “a merger” of the mortgage-backed securities issued by Fannie Mae and Freddie Mac.  The FHFA itself now lists one of its goals to "build a s...Read More

 
"Mega-Lenders" Lagging Smaller Ones in Processing Time
5/16/2012 1:09 PM

Posted To: MND NewsWire

Small and medium-sized lenders and community banks appear to be closing loans for refinancing faster than their "mega-lender" counterparts according to the Origination Insight Report for April released Wednesday by Ellie Mae. The company, which samples loan applications that are processed through i...Read More
 
Stats Point to a Decent Housing Market; Nationstar and ResCap; Europe Continues to Move Rates
5/16/2012 11:10 AM

Posted To: Pipeline Press

Obama played golf with Joe Biden last weekend. They were kicked off the course because every time Obama yelled "Fore", Biden screamed - "More Years!" But the mortgage industry is more concerned with another Biden: Joe's son Beau, who is Delaware's Attorney General. O...Read More
 
MBS MID-DAY: After Merkel-Speak Soothes, Draghi Speaks Sooth
5/16/2012 10:30 AM

Posted To: MBS Commentary

MBS Live : MBS Morning Market Summary The main market-mover this morning was a CNBC interview with Angela Merkel. In it, the German chancellor offered an increasingly supportive tone on Greece remaining in the Euro-zone, saying that Germany would be open to Greece seeking additiona...Read More
 
Single Family Construction Strengthens, Multi-family Falls Sharply
5/16/2012 10:01 AM

Posted To: MND NewsWire

Permits for construction of multi-family housing plummeted in April, offsetting a small increase in single family permits and dropping the total down 7 percent from revised April figures. Permits for all privately owned residential construction were issued at a seasonally adjusted annual rate of 71...Read More
 
Ending Uncertainty is Prescription for Housing Recovery
5/16/2012 8:56 AM

Posted To: MND NewsWire

Federal Reserve Governor Elizabeth A. Duke told attendees at a break-out session of the National Association of Realtors® (NAR) Midyear Legislative Meetings that she wished she had, as the session title suggested a " Prescription for Housing Recovery ." "I do see policies that I believe will he...Read More
 
Refinancing Applications Jump by Double Digits
5/16/2012 8:51 AM

Posted To: MND NewsWire

Refinancing activity spiked during the week ended May 11, rising 13.0 percent from the previous week's level according to the Weekly Mortgage Applications Survey released this morning by the Mortgage Bankers Association (MBA). Refinancing represented 74.9 percent of all applications compared to 72....Read More





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